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CHECKING ACCOUNTS

Free Kasasa Cash® Checking

Free Kasasa Cash® Checking: Enjoy no monthly service fees plus high dividend earnings.

Free Kasasa Cash® checking is free checking that pays. Earn up to 2.00% APY* every month for doing simple activities that you probably already do.

You’ll also earn refunds on your ATM withdrawal fees, nationwide* — so every ATM is your ATM, whether you’re on base or elsewhere. Open your account today!

Benefits

  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.32% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • $25 minimum deposit to open

Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled and log into online banking
  • Have a valid email address on file

And if you don’t meet these qualifications, your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Cash Back® Checking

Free Kasasa Cash Back® Checking:Enjoy no monthly service fees plus cash back on debit card purchases.

With free Kasasa Cash Back® checking, we pay you to go shopping. Earn 4.00% cash back on everyday debit card purchases up to $8 per month!*

You’ll also get cash back with refunds on ATM withdrawal fees, nationwide.* That’s Kasasa® at American Sprit Credit Union — free checking that rewards you in ways that matter.  Open your account today!

Benefits

  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • $25 minimum deposit to open

Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled and log into online banking
  • Have a valid email address on file

And if you don’t meet these qualifications, your account is still free.
Plus, you can get right back to earning your cash rewards the very next cycle that you qualify

Free Kasasa Tunes® Checking

Free Kasasa Tunes® Checking:Enjoy no monthly service fees plus refunds on music, movies, and more.

Free Kasasa Tunes® checking gives you more of what you love — whether that’s music, movies, apps, games, or just about anything else you can buy online!

Get $10.00 in refunds for purchases from iTunes®, Amazon®, or Google Play™.* You’ll also get $20.00 in refunds just for opening your account.* To top it all off, enjoy refunds on ATM withdrawal fees, nationwide.* Open your account today!

Benefits

  • Free checking that pays you to shop online
  • Earn $10.00 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Get $20.00 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • $25 minimum deposit to open

Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled and log into online banking
  • Have a valid email address on file

And if you don’t meet these qualifications, your account is still free.
Plus, you can get right back to earning your rewards the very next cycle that you qualify.

Kasasa Saver®

Kasasa Saver®:Enjoy watching your savings grow — effortlessly!

Free Kasasa Saver® is saving simplified. It links to your free Kasasa Cash® or Kasasa Cash Back® checking to build your savings automatically. When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Kasasa Saver also pays 0.50% APY* on your balance!

Summary

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.18% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • $5 minimum balance to open

Earning your rewards is easy.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled and log into online banking
  • Have a valid email address on file

And if you don’t meet these qualifications, your account is still free.
Plus, you can get right back to earning your rewards the very next cycle that you qualify.

Standard Checking

Standard Checking Account: A checking account that provides you easy access to funds, with no monthly fees, no minimum balance, and no per check fees.

  • Low cost checks with carbon copies.
  • Overdraft protection line of credit available.
  • Automatic transfer from share account.
  • Transfer funds from your other accounts with Audio Response
  • Access checking account through surcharge-free local area ATM's.
  • Unlimited withdrawals and deposits. Withdraw up to $500  daily from your checking account with your debit card.
Business Checking

Business Checking: Same as the individual checking account but designed for the sole proprietor business.

  • Requires member to submit a business license or operating permit linking member with the business name to authorize a DBA (doing business as) checking account.
Select your own check design

Select your own check design: When ordering checks you can select your own design online by clicking on the Liberty Check logo here:

Liberty Checks

  • Order or reorder checks that reflect you;
  • When reordering have your checkbook reorder form handy.  You will need your unique reorder identification number.
 

*Fee Schedule