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Loan Kickoff

Start the year out right with a clean financial slate. We can help with our loan refinancing opportunities designed to save you money! Lower rate = Lower payment!

New and Used Auto Loans
As low as 2.99% APR*
Refinance up to 100% of purchase price of MSRP 

Personal Loans
As low as 9.9% APR*
Borrow up to $10,000 with terms up to 5 years 

Visa Credit Card
Low rate of 8.50% APR*
Transfer high-rate balances at 2.99% for 6 months. Offer ends 3/31/19. 

Home Equity Loans and Lines of Credit
Great low rates

Terms up to 15 years, 5-year draw on HELOC 

Mortgages Too!


Give us a call today at (302) 738-4515 or (800) 941-7789

Click here to Apply Online Now

Make American Spirit Your Financial Institution Today!

*APR = Annual Percentage Rate. Rates and terms effective as of 1/1/2019. Rates based on creditworthiness of individual applicant and subject to change without notice. Approval based on normal lending guidelines. Visit for a complete listing of loan rates, terms, and other product details or call us at 302-738-4515