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Account Service Fees Schedule

Effective April 9, 2010

Checking Account:
Freedom Checking
$5.00/monthly
Return Check Charge
$20.00/check
Checks Manually Paid
$5.00/check
Copy of Paid Check
$2.00/check
Copy of Statement
$2.00/month
Stop Payment on Checks
$15.00/check/ series
Check Book Balancing (Research)
$15.00/hr
Personal Check Orders: (Cost depends on check style ordered)
Freedom Checking - Check Order (Basic Style)
50% of cost
Standard Checking -Check Order
Listed Price
Last Chance Checking
Listed Price
VISA Check Card (Debit Card):
Debit Card Fee (No fee with direct deposit into primary account)
$1.00/month
Freedom Checking
(.75 /withdrawal after 10)
Standard Checking
(.75 /withdrawal after 6)
Lost Card Fee
$25.00
Transfer Fee
.$5.00/transfer
Overdraw Fee
$20.00
Mortgage and Loans
Second mortgage/Home Equity Application Fee
$500.00
Mortgage Lien Release
Fee varies by state
Subordination Mortgage Agreement
$50.00
Share Advance Application Fee
$25.00
Automated Clearing House (ACH) Fees
Return Charge
$20.00/return
Stop Payment
$15.00/return
Transfer Fee
$ 5.00/transfer
Other Service Fees:
Western Union
$15.00
nternational Wire Transfers
$15.00
Foreign Transaction Fee
1%
U.S. Wire Transfers
$15.00/wire
IRA Annual Account Fee
$10.00
I.R.S. Levy/Garnishment
$50.00
Bill Payer Service  (no activity for 30 day)
$5.00/month
Skip Payment or ½ payment on collateral loans
$25.00
Loan Payment Late Fee-
5% of delinquent amt or $5.00 minimum
Deposited Check Returned
$25.00/check
Returned Mail Fee
$2.00/item
Bulk Checks, Cashing Fee (10 and up)
$10.00
Refinance Vehicle Title Fee
fee varies by state
Copies
$00.25 each
Fax
$1.00 first three pages
Coin Counting
5%
Cashier Check
$5.00/check
Excessive W/D fee (7 or more per month)
$2.00/each
Check Cashing Fee (share bal. below $250.00)
$1.00/each
Inactive Fee (Dormant)   (no activity for 6 months or more)
$5.00 month
Escheat Fee
$75.00
Safe Deposit Box
One Time Set-up charge Fee
$10.00
 Annual Rent- Depending on Box Size  (Box sizes available 3x5; 5x5; 3x10; 5x10; and 10x10)
$15.00 - $100